Frequently Asked Questions

The questions buyers ask most.

when purchasing a property.

1. The “First-Mover” Arbitrage: Riding the Developer’s Price Ladder

Buying a new launch is effectively entering a “partnership” with the developer’s pricing strategy.

  • The Price Floor: When you buy at the initial launch, you are locking in the lowest price the project will ever see. As the developer sells more units and hits sales milestones (e.g., 30%, 50%, 80%), they naturally raise prices to maximize their remaining margin.
  • Built-in Appreciation: By the time the project reaches TOP (Temporary Occupation Permit) and the SSD (Seller’s Stamp Duty) period expires, the “developer’s price” has often moved up by 10–15%. Your resale asking price is then benchmarked against the developer’s latest price, not your initial one — creating a natural profit buffer (the “Arbitrage Gap”) before you even hit the open market.

2. The “Harmonized Layout” Advantage: Paying for Space, Not Air

Since the 2023 GFA Harmonization, new launches offer a massive efficiency upgrade over older resale units.

  • True Usability: In the past, you paid the same PSF for air-con (AC) ledges, planter boxes, and “void” (double volume) spaces.
  • The Difference: Today, AC ledges are treated as common property and are not part of your strata area. When you buy 900 sqft today, you get nearly 900 sqft of actual livable space. In a 2015-era resale unit, that same 900 sqft might include 50–70 sqft of AC ledge that you can’t walk on but still paid for. You are buying “effective floor area” at its most optimized.

3. Zero Maintenance & The Sinking Fund Safety Net

Buying resale often comes with “hidden” liabilities.

  • Defect Liability Period (DLP): Every new launch comes with a 12-month warranty. If a pipe leaks or a tile pops, the developer fixes it for free. In a resale unit, those “minor” fixes can quickly snowball into a $50k renovation bill.
  • Sinking Fund Health: Older projects often face depleted sinking funds. When the estate needs repainting or a lift replacement, the MCST may issue a special levy — a sudden, large cash call for every owner. With a new launch, you are entering a project at its peak financial health with zero accumulated wear and tear.

4. Capital Preservation via Progressive Payments

The Progressive Payment Scheme is your greatest financial lever.

  • Cash Flow Agility: Instead of servicing a full mortgage from Day 1, your repayments start small and grow only as the building rises.
  • Opportunity Cost: This allows you to keep your capital “working” elsewhere — whether in fixed deposits, the stock market, or precious metals — while your property value appreciates during construction. You are essentially “holding” a multi-million dollar asset for a fraction of the monthly cost of a resale unit.